Systems and methods for secured fund allocation and provision

US11823259B2 · kind B2 · utility

Assignee

• GreenSky Software, LLC · US

Inventors

• David Zalik · Atlanta, US
• Stefan Woulfin · Atlanta, US
• Kyle Leighton Cochran · Mableton, US
• Matthew Baxter · Atlanta, US
• Chris Parks · Atlanta, US
• Joshua Melcher · Atlanta, US
• Rahul Kulkarni · Katy, US
• Guhan Raaghavan · Atlanta, US
• Paul H. Anderson · Elgin, US
• Paul Rafferty · Atlanta, US
• Timothy Kaliban · Atlanta, US
• Michael L. Schuman · Macclenny, US
• William Still · Atlanta, US

Key dates

• Filing date: Sep 30, 2020
• Grant date: Nov 21, 2023
• Expiry date: Sep 30, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/03
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In an example implementation, a method includes receiving, at a computing device, borrower information and requested financing plan information. Likewise, a method includes outputting at least a portion of the received information to a second computing device and, after receiving an indication of a decision denying the requested financing plan, outputting at least a portion of the received information to a computing device associated with a lender and confirming, to a computing device associated with a borrower or a merchant that the information has been sent to the lender.