Systems and methods for continuous availability of account information

US11836699B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Shailesh Hedaoo · Fremont, US
• Benjamin Soccorsy · Larkspur, US
• Manish Adeshara · Fremont, US
• Ashish G. Khapre · Fremont, US
• Chintan Mehta · Peoria, US
• Manoj Thorat · Fremont, US
• Ajith Thoutu · Dublin, US
• Priyank Tiwari · Bengaluru, IN

Key dates

• Filing date: Feb 26, 2020
• Grant date: Dec 5, 2023
• Expiry date: Feb 26, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06F21/6245
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system including a network interface circuit and a processing circuit. The processing circuit includes one or more processors coupled to non-transitory memory. The processing circuit is configured to receive a request for account information. The account information relates to an account of a user. The processing circuit is further configured to perform asynchronous data gathering to retrieve the account information based on the request. The processing circuit is further configured to provide the account information to an active cache of a user device. The account information is stored in the active cache of the user device for later retrieval.