Selectively redeemable bundled healthcare services with discreet payment distribution

US11836775B2 · kind B2 · utility

Assignee

• MDSAVE SHARED SERVICES INC. · US

Inventors

• Paul J. Ketchel, III · Nashville, US
• Ryan Aipperspach · Brentwood, US
• Karen Martirosyan · Brentwood, US
• Ani Osborne · Brentwood, US
• Mark Kaufman · Brentwood, US
• Michael Bischoff · Brentwood, US
• Daniel Schmidt · Brentwood, US

Key dates

• Filing date: Jan 9, 2023
• Grant date: Dec 5, 2023
• Expiry date: Jan 9, 2043

Classification

• Technology area (CPC G): Physics
• CPC primary: G16H20/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.