Systems and methods for integrating web platforms with mobile device operations

US11847582B1 · kind B1 · utility

Assignee

• The PNC Financial Services Group, Inc. · US

Inventors

• Urich T. Bowers · Kirwan Heights, US
• Mecal McDade · New Alexandria, US
• Todd Tkach · Wexford, US
• Jeremy Moore · Pittsburgh, US
• Fernando Alfaro · Redwood City, US
• Robert Haberstroh · Farmington Hills, US

Key dates

• Filing date: May 7, 2021
• Grant date: Dec 19, 2023
• Expiry date: May 7, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/01
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.