Patent · US Active

Normalization grid for secured multi-lender platform

US11875308B2 · kind B2 · utility

0Cited by
14References
20Claims
0Family size

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Key dates

Filing dateAug 25, 2021
Grant dateJan 16, 2024
Priority date
Expiry dateAug 25, 2041

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L63/0442
  • WIPO fieldComputer technology
  • WIPO sectorElectrical engineering

Abstract

A multi-lender architecture evaluates applicant data against lending rule sets of multiple lenders. Rule sets provided by different lenders may be expressed differently. The multi-lender architecture transforms the rules in each rule set and represents the rules in a normalization grid. The normalization grid allows a single algorithm to evaluate the rules of different lenders.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.