Normalization grid for secured multi-lender platform
US11875308B2 · kind B2 · utility
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20Claims
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Key dates
| Filing date | Aug 25, 2021 |
| Grant date | Jan 16, 2024 |
| Priority date | — |
| Expiry date | Aug 25, 2041 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/0442
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A multi-lender architecture evaluates applicant data against lending rule sets of multiple lenders. Rule sets provided by different lenders may be expressed differently. The multi-lender architecture transforms the rules in each rule set and represents the rules in a normalization grid. The normalization grid allows a single algorithm to evaluate the rules of different lenders.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.