Data security for transactions with secure offer system

US11880834B2 · kind B2 · utility

Assignee

• Synchrony Bank · US

Inventors

• Deborah Bernert · Stamford, US
• Taylor Young · Peoria, US
• Jonathan M. Schmidt · Beavercreek, US
• Gregory Schultz · San Jose, US
• Jay Neidermeyer · Stamford, US
• Craig Urbansky · Stamford, US
• Viveka Vardhan Ravi · Stamford, US
• Tushar Divecha · Stamford, US

Key dates

• Filing date: Jul 16, 2021
• Grant date: Jan 23, 2024
• Expiry date: Jul 16, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F17/0035
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Examples described herein include systems, methods, instructions, and other implementations for data security with integrated promotion systems. In one example, account security system receives a checkout communication that includes data describing a validated checkout system of a merchant system, where the checkout communication does not include a purchase promotion option. A client token is transmitted in response to an authentication that the checkout communication is from the validated checkout system, and an account communication including the client token and secure client information is received from a client device. A plurality of promotion options associated with the secure transaction is transmitted in response to the account communication, and a promotion selection for the secure transaction is received from the client device and not from the merchant system.