Patent · US Active

Third party data processing for improvement of authentication questions

US11886570B2 · kind B2 · utility

0Cited by
0References
20Claims
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Assignee

Inventors

Key dates

Filing dateMay 7, 2021
Grant dateJan 30, 2024
Priority date
Expiry dateJun 14, 2042

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L63/102
  • WIPO fieldComputer technology
  • WIPO sectorElectrical engineering

Abstract

Methods, systems, and apparatuses are described herein for improving the accuracy of synthetic authentication questions by analyzing third party account data. A request for access to a first account associated with a user may be received. The first account may be managed by a first organization. A transactions database might be queried for first account data. Second account data corresponding to a second account associated with the user might be received. That second account may be managed by a second organization different from the first organization. One or more second transactions, unique to the second account, may be identified. A synthetic transaction, configured to be different from transactions in the first account and the one or more second transactions, may be generated. An authentication question may be generated based on the synthetic transaction. Access to the first account might be provided based on a response to the authentication question.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.