Adaptive risk-based verification and authentication platform

US11893627B2 · kind B2 · utility

Assignee

• eBay Inc. · US

Inventors

• Farhang Kassaei · San Jose, US
• Amanda A. Earhart · Santa Cruz, US
• Snezana Sahter · San Jose, US
• Srinivasu Gottipati · Santa Clara, US
• Lars Wright · San Francisco, US
• Craig Rowley · Corvallis, US
• Lakshman Shyam Sundar Maddali · Fremont, US
• Nainesh Nayudu · Santa Clara, US

Key dates

• Filing date: Sep 5, 2019
• Grant date: Feb 6, 2024
• Expiry date: Dec 24, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0601
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In various exemplary embodiments, a system and associated method to perform an adaptive risk-based assessment of a user is disclosed. A method includes receiving a request from a user to perform an action at an electronic marketplace, retrieving a plurality of risk assessment factors associated with the action and the user, performing a risk assessment process on the risk assessment factors to identify a risk mitigation process, requesting that the user perform the identified risk mitigation process, and allowing the user to perform the action in response to the user completing the risk mitigation.