Adjustment of card configurations for flight interruptions

US11893633B2 · kind B2 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Jennifer Kwok · Brooklyn, US
• Daniel Miller · Brooklyn, US
• Lisa Guo · Los Altos, US
• Xiaoguang Zhu · New York, US
• Alexander Lin · Arlington, US
• Vyjayanthi Vadrevu · Pflugerville, US
• Cameron Noah · Bethesda, US

Key dates

• Filing date: Aug 17, 2021
• Grant date: Feb 6, 2024
• Expiry date: Nov 7, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/40
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems, apparatuses, and methods are described for adjustment of card configurations for flight interruptions. Past flight interruptions that users experienced may be determined. Transactions conducted via the users' payment cards during the past flight interruptions may be determined. The data may be used for determining customized metrics for adjusting card configurations of the payment cards during current flight interruptions. Default metrics for adjusting card configurations of the payment cards during current flight interruptions may be determined. Current flight statuses may be monitored for the users. Current flight interruptions may be detected for the users. Card configurations of the payment cards may be adjusted during the detected current flight interruptions.