Portable account number for consumer payment account
US11900343B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Jun 27, 2019 |
| Grant date | Feb 13, 2024 |
| Priority date | — |
| Expiry date | May 1, 2042 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/02
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A payment device for conducting a transaction is provided. The payment device includes a device substrate, a payment device identifier visibly located on the device substrate, and a data storage region contained on or within the payment device. The payment device identifier does not include information identifying an issuer for the payment device. The data storage region comprises a first data storage sub region containing data corresponding to the payment device identifier, and a second data storage sub region electronically isolated from the first data storage sub region and containing data identifying the issuer of the payment device.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.