Missing entity alert and retrieval

US11900381B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Joseph Hayes · Montclair, US
• Marek Kurylko · Bloomfield, US
• Eugene Reda · Little Falls, US

Key dates

• Filing date: Feb 18, 2020
• Grant date: Feb 13, 2024
• Expiry date: Nov 13, 2041

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L51/04
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Through a missing entity process any point of sale (POS) terminal can be used to help a missing entity contact find a missing entity. A missing entity system can receive a request that includes at least missing entity account information and merchant information as transmitted from the POS terminal. The request may be a missing entity service request (an API call) requesting a missing entity alert or a conventional transaction request, such as an authorization request or a preauthorization request. Upon receipt of the request, the missing entity system can obtain contact information for a missing entity contact associated with the missing entity account information and communicate, via a messaging application, the missing entity alert to the missing entity contact using the obtained contact information. The missing entity alert notifies the missing entity contact of the location of the missing entity as indicated by the merchant information.