Real-time distributed communication channel and multiple data processing channel selection system

US11902179B2 · kind B2 · utility

Assignee

• Bank of America Corporation · US

Inventors

• Joseph Benjamin Castinado · Northglenn, US
• Therese H. Willis · Winter Garden, US
• Christopher J. Smith · Johns Creek, US
• Kathleen Hanko Trombley · Big Lick, US
• Kevin Graham Robberts · Charlotte, US
• Lee Ann Proud · St. Augustine, US
• Adam Frederick Perrigo · Maiden, US
• Ann Ta · Scottsdale, US
• Naoll Addisu Merdassa · Barden, US

Key dates

• Filing date: Feb 27, 2023
• Grant date: Feb 13, 2024
• Expiry date: Feb 27, 2043

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04M15/858
• WIPO field: Digital communication
• WIPO sector: Electrical engineering

Abstract

Systems, computer program products, and methods are described herein for real-time distributed communication channel and multiple data processing channel selection. The present invention is configured to receive, from a first user input device via a first communication channel, a request to access resources; retrieve connectivity and routing parameters associated with the first communication channel; determine communication channel requirements associated with the request to access the resources; determine that the connectivity and routing parameters associated with the first communication channel does not meet the communication channel requirements associated with the request to access the resources; capture geographic information associated with the first user input device; determine a second communication channel available to the first user input device to access the resources; and authorize the first user input device to access the resources via the second communication channel.