Backend bundled healthcare services payment systems and methods
US11915287B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Aug 19, 2022 |
| Grant date | Feb 27, 2024 |
| Priority date | — |
| Expiry date | Aug 19, 2042 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG16H70/20
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.