Distributed transaction system

US11922381B2 · kind B2 · utility

Assignee

• Ganart Technologies, Inc. · US

Inventors

• ANTHONY M. CACHERIA, III · Coppell, US
• David Hooker · Forney, US
• Wayne Thomas McHugh · Little Elm, US
• Kristopher Glover · Dallas, US
• Webb Edwards · Lebanon, US
• Arthur Martin Holbrook · Carrollton, US
• Barrett Jenkins · Plano, US
• Purnendu Mishra · Frisco, US
• Mohamed Safir Salihu · Coppell, US

Key dates

• Filing date: Mar 12, 2018
• Grant date: Mar 5, 2024
• Expiry date: Aug 18, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/125
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A distributed transaction system for enabling users to conduct transactions using services from third party service providers includes a central processing center with one or more communications interfaces to facilitate transactions initiated by users at a plurality of kiosks wherein each of the kiosks includes a user interface enabling a user to access a user selected service and a data store for storing configurations associated with services provided by the third party service providers, whereby a user interfaces with one or more of physical system resources of the kiosk to open a user identity session such that the kiosk is operative to facilitate at least one first user action with the physical resources to initiate a financial transaction and the central processing center is operative to execute at least a second action to facilitate the transaction and to communicate with a financial institution.