Patent · US Active

Variable authentication process and system

US11928678B2 · kind B2 · utility

0Cited by
2References
21Claims
0Family size

Assignee

Inventor

Key dates

Filing dateJun 7, 2019
Grant dateMar 12, 2024
Priority date
Expiry dateJun 3, 2041

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L63/104
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Efficient methods and systems for verifying personal identifiers in transactions such as financial transactions are disclosed. In an exemplary method, an authentication server computer may provide an account number and a personal identifier such as a PIN to a payment processing network server computer. The payment processing network server computer may then determine which of a plurality of authentication processes to initiate.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.