Method and system for upgrade in processing requests
US11928690B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Sep 23, 2021 |
| Grant date | Mar 12, 2024 |
| Priority date | — |
| Expiry date | Mar 5, 2042 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/405
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Embodiments provide methods and systems for upgrading an authorization request message in a dual message system format to an upgraded authorization request message in a single message system format without requiring any modifications to existing systems of acquirers and issuers. A transaction processing network computer may upgrade an authorization request message based on a score assigned to the transaction using a machine learning algorithm. The score indicates a likelihood that a final value of the transaction when finalized is same as an initial value of the transaction. If the score is above predetermined threshold, the transaction processing network computer upgrades the authorization request message to a single message system format.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.