Converged merchant processing apparatuses, methods and systems

US11941008B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Thomas Purves · San Francisco, US
• Raul Leyva · Round Rock, US
• Alan Johnson · Maldon, GB
• John C. Wang · Belmont, US

Key dates

• Filing date: Jan 3, 2022
• Grant date: Mar 26, 2024
• Expiry date: Jan 16, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/40145
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The CONVERGED MERCHANT PROCESSING APPARATUSES, METHODS AND SYSTEMS (“CMP”) facilitates the generation of user accounts with merchants. The user may be logged into an electronic wallet or issuer account, and may initiate an account generation process with a one-click mechanism. The CMP may provide information to the merchant in order to facilitate the generation of the account after receiving data from the electronic wallet or issuer.