System and method for implementing enhanced payment on delivery

US11954679B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Sam Hamilton · Los Altos, US
• Akon Samir Dey · Foster City, US
• Vaibhav Prakash Gajre · Austin, US
• Veerabhadraiah Lingadhalli Matadha · Austin, US

Key dates

• Filing date: Jun 28, 2022
• Grant date: Apr 9, 2024
• Expiry date: Jun 28, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/06
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In some embodiments, a method includes receiving, from a user of a user device, a request for an authorization-by-proxy payment on delivery (POD); requesting, at the user device, the user identify an authorized proxy for the authorization-by-proxy POD; generating an authorization-by-proxy code based upon buyer-controlled payment control parameters; and using the buyer-controlled payment parameters to control processing of a payment for the authorization-by-proxy POD. In some embodiments, the method further includes pre-authorizing, at shipment time of merchandise associated with the authorization-by-proxy POD, a hold on a monetary amount associated with an order of the merchandise associated with the authorization-by-proxy POD.