System and method for automated linkage of enriched transaction data to a record of charge

US11954682B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Prasanth Kcl · Phoenix, US
• Jordan Meyerowitz · Scottsdale, US
• Rajeev Thomas · Phoenix, US

Key dates

• Filing date: Feb 8, 2023
• Grant date: Apr 9, 2024
• Expiry date: Feb 8, 2043

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/382
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for automated linkage of enriched transaction data to a record of charge are provided. Electronic enriched transaction data, such as receipt information, provided by merchants, merchant aggregators, or third parties may be automatically associated with the corresponding transaction, and transmitted after the sale, or after authorization of the transaction, without user intervention. The enriched transaction data may be automatically associated with the record of charge at the acquirer or issuer end. Transaction account holders are able to view and/or download the electronic enriched transaction data with the record of charge, without the need for manually initiating emailing or attaching or the electronic enriched transaction data.