Debt management capability assessment system and method of analyzing debt management capability information using the same
US11983766B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Dec 23, 2020 |
| Grant date | May 14, 2024 |
| Priority date | — |
| Expiry date | Dec 3, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F18/23
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A method of analyzing debt management capability information by a computing device working with a plurality of user equipments (UEs) and operating under the control of at least one processor includes receiving debt repayment information for each round from the plurality of UEs according to a debt assessment scenario set up with a plurality of rounds. The method further includes determining a number of groups into which users of the plurality of UEs are to be grouped, based on the debt repayment information, grouping the users into as many groups as the number of groups created based on the debt repayment information, and deriving characteristics of each of the groups according to debt management capability characteristics of the users.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.