Systems and methods to configure PIN pad for microprocessor-enabled and contactless payment vehicle
US11985030B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Dec 5, 2022 |
| Grant date | May 14, 2024 |
| Priority date | — |
| Expiry date | Dec 5, 2042 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W4/50
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method of network configuration of a personal identification number (PIN) pads includes receiving a request to upgrade a PIN pad from a merchant or an individual software vendor (ISV) to read microprocessor-enabled or contactless payment vehicles, retrieving a PIN pad configuration hash value from the PIN pad, obtaining current configuration using the hash value, sending instructions to the PIN pad to upgrade the PIN pad over a network if the PIN pad is capable of reading microprocessor-enabled or contactless payment vehicles, and downloading and installing drivers to enable PIN pad readers to read and process at least one of the microprocessor-enabled payment vehicles and contactless payment vehicles according to the instructions. The method further performs additional operations such as updating the PIN pad registry with the PIN pad configuration and enabling the PIN pad to read the microprocessor-enabled or contactless payment vehicles.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.