System and method for identity verification

US11989739B2 · kind B2 · utility

Assignee

• Apple Inc. · US

Inventors

• Peter J. Hare · San Francisco, US
• David G. Knipp · San Jose, US
• Natalie CALVERT · Santa Clara, US
• Bagath Pugazhendhi · San Jose, US
• Patrick J. Rogers · San Leandro, US
• Kalyan C. Gopavarapu · Sunnyvale, US
• Kashyap Jogi · Milpitas, US
• Sivasankar Ponnambalam · Santa Clara, US
• Nora J. SHOEMAKER · Mountain View, US

Key dates

• Filing date: Oct 15, 2020
• Grant date: May 21, 2024
• Expiry date: Oct 15, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/4018
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Representative embodiments set forth techniques for verifying an identity of a primary user of a primary account on a client device. A method may include receiving, for the primary account, a request for identity verification responsive to an action of a secondary account associated with the primary account and identifying a payment registration characteristic of a payment registration associated with the primary account. The method also includes retrieving identity information associated with the primary account based on the payment registration characteristic and, in response to a determination that the identity information corresponds to a verification indicator, verifying an identity of a user of the primary account. The method also includes, in response to verifying the identity of the user of the primary account, generating a payment verification token and associating the payment verification token with an authorization indication for the action of the secondary account.