Integrated payment system and method for managing payment transactions within an input interface

US11995651B2 · kind B2 · utility

Assignee

• TALENT UNLIMITED ONLINE SERVICES PRIVATE LIMITED · IN

Inventors

• Abhik Kapoor · New Delhi, IN
• Ankit Prasad · Palo Alto, US
• Rajendra Engla · Khandwa, IN
• Rahul Prasad · Gurugram, IN

Key dates

• Filing date: Sep 10, 2021
• Grant date: May 28, 2024
• Expiry date: Sep 10, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/385
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An integrated payment system (IPS) and a method are provided for managing payment transactions within an input interface. A payment system is integrated within a keyboard, independent of a messenger application. The IPS renders a payment interface element (PIE) on the keyboard. In response to a user input action on the PIE, the IPS automatically detects a recipient for a payment transaction during an interaction between a sender and the recipient, through the messenger application. The IPS automatically determines an identifier of the detected recipient and account information linked to the detected identifier for executing a payment transaction between the sender and the recipient. The IPS generates and renders transaction information within the keyboard for convenient user access.