Management of rewards using transaction listening

US11995679B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Mohammed Junaid Ahmed · Nonatum Mills, US
• Robin Carter · Bear, US
• Megan Collins · Westfield, US
• H. Brock Kolls · Alpharetta, US
• Minhthe Luu · San Francisco, US
• David Patron · Cedar Park, US
• Sarah W. Phelps · Annapolis, US
• Barry Trexler · Milford, US

Key dates

• Filing date: Apr 19, 2022
• Grant date: May 28, 2024
• Expiry date: Apr 19, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0226
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Examples described herein relate to apparatus and methods for managing rewards for a customer of a financial institution, including but not limited to, determining a transaction pattern associated with transactions made by the customer, determining a deviation from the transaction pattern, determining an event associated with the customer based on the deviation, and determining rewards that correspond to the event for the customer.