Systems and methods for generating a home score and modifications for a user

US12002107B2 · kind B2 · utility

Assignee

• State Farm Mutual Automobile Insurance Company · US

Inventors

• Sharon Gibson · Carlock, US
• Nicholas Carmelo Marotta · Scottsdale, US
• Daniel Wilson · Acworth, US
• David Frank · North Liberty, US
• Phillip Michael Wilkowski · Phoenix, US
• Jason Goldfarb · Bloomington, US

Key dates

• Filing date: Oct 24, 2022
• Grant date: Jun 4, 2024
• Expiry date: Oct 24, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/163
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) retrieving at least one of home data for a property or user data for a user; (2) determining, using a trained machine learning evaluation model, one or more home score factors based upon at least one of the home data or the user data; (3) receiving, from the user, a home modification indication; (4) modifying, based upon the home modification indication, at least one of the one or more home score factors to create one or more modified home score factors; and (5) generating, based upon the one or more modified home score factors, a home score for the property.