Authentication of transactions conducted using mobile devices
US12008534B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 29, 2021 |
| Grant date | Jun 11, 2024 |
| Priority date | — |
| Expiry date | Aug 23, 2042 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W12/63
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A transaction authentication system authenticates a transaction by determining whether a mobile device and POS device involved in the transaction are at the same location. A POS registry stores location data for POS devices. A PAN registry stores mobile device IDs corresponding to account numbers. A mobile device ID can be provided from the PAN registry in response to receiving an account number from a POS device. The mobile device ID can then be used to retrieve location information from a home location register maintained by a mobile service provider. The retrieved location data for a POS device and the retrieved location data for a mobile device are compared.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.