Session data network and method of processing session data

US12008553B2 · kind B2 · utility

Assignee

• The Toronto-Dominion Bank · CA

Inventors

• Bryan Michael Gleeson · Toronto, CA
• Igor Elkhinovich · Thornhill, CA
• Jeffrey Aaron Ecker · Toronto, CA
• Adam Douglas McPhee · Waterloo, CA
• Matta Wakim · Petersburg, CA
• Kyryll Odobetskiy · Waterloo, CA
• Dmitri Rabinovich · King City, CA
• John Jong-Suk Lee · Toronto, CA
• Arun Victor Jagga · Toronto, CA

Key dates

• Filing date: Apr 27, 2022
• Grant date: Jun 11, 2024
• Expiry date: Sep 30, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q2220/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A session data processing network includes a POS terminal and at least one computer server. The POS terminal is configured to establish a secure communications session with a communications appliance, receive session data from the communications appliance via the communications session, extract a ledger identifier and a token from the session data, transmit an authorization request message and a rewards request message to the server. The authorization request message includes the ledger identifier and an authorization value. The rewards request message includes the token and requests a reward of loyalty points to a secondary ledger associated with the token. The server is configured to receive the authorization request message and the loyalty rewards request message, confirm authorization of a transaction in an amount equal to the authorization value from an account associated with the ledger identifier, and transmit to the POS terminal an authorization response message confirming the authorization.