System and method for computing an organization's insurance underwriting score for cyber insurance using AI
US12008657B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 7, 2023 |
| Grant date | Jun 11, 2024 |
| Priority date | — |
| Expiry date | Feb 7, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q10/06393
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Evaluating an organization's risk to be exposed to cyber security events, by collecting security-based risk indicators about multiple organizations and an indication on whether or not each of the multiple organizations suffered a security event, inputting values of the security-based risk indicators about the multiple organization into a software model, running the software model multiple times, where the software model outputs multiple sets of one or more classifiers, where each set of one or more classifiers distinguishes organizations that suffered the security event from organizations that did not suffer the security event, where the one or more classifiers include classifiers selected from the security-based risk indicators, assigning a risk score for a specific organization according to the importance of classifiers related to the specific organization, and computing an underwriting score for the specific organization.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.