ATM leveraging edge devices for offline processing
US12020224B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 18, 2022 |
| Grant date | Jun 25, 2024 |
| Priority date | — |
| Expiry date | Mar 4, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/206
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system for facilitating offline processing of electronic transactions at an ATM when the ATM does not support a network connection may be provided. The system may include a mobile device configured to store an updatable account balance of a personal account associated with a user of the mobile device and transaction data associated with a plurality of transactions executed via the mobile device. The system may include the ATM being configured to operate in an offline processing mode when the network connection is unsupported. The offline processing mode may include the ATM receiving a transaction request and account data from the mobile device. The ATM may be configured to authenticate or deny the executing of the transaction request based on a predetermined threshold of transaction locations positioned at a distance greater than or less than a pre-determined distance from the ATM.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.