Contextual payment and account management infrastructure
US12039512B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 27, 2022 |
| Grant date | Jul 16, 2024 |
| Priority date | — |
| Expiry date | Oct 28, 2042 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F2203/04803
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A computerized method for providing an interactive graphical user interface (GUI) to a user on a display of a mobile device. The method interacts with the user to obtain information about a first payment account and a second payment account. The method aggregates parameters of the first payment account and the second payment account on a unified GUI on the mobile device. The method further monitors transactions of the first payment account and the second payment account. When a particular transaction conducted by the first payment account includes parameters associated with the second payment, the method identifies that particular transaction and presents a confirmation GUI screen to the user to confirm using the second payment account instead.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.