Digital banker application system

US12051106B2 · kind B2 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Poonam Chawla · San Francisco, US
• Prafullata Diwate · San Francisco, US
• Alicia Laramy · El Monte, US
• Jason Martin · Charlotte, US
• Nirmal Masih · Tega Cay, US
• Stephen Nixon · San Francisco, US

Key dates

• Filing date: Apr 21, 2023
• Grant date: Jul 30, 2024
• Expiry date: Apr 21, 2043

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/265
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A computing system includes a network interface circuit structured to facilitate data transmission over a network, and at least one processing circuit having one or more processors coupled to non-transitory memory storing instructions that when executed by the one or more processors, cause the at least one processing circuit to: receive account information from a customer device via a browser or an application on the customer device based on a first code being captured by the customer device that causes the browser or the application to launch on the customer device, the first code including a first unique identifier; receive a predetermined second code from the customer device, the predetermined second code including a second unique identifier; verify the second code by matching the second unique identifier to the first unique identifier; and open an account in response to verifying the second code.