User configurable direct transfer system

US12056672B2 · kind B2 · utility

Assignee

• Apple Inc. · US

Inventors

• Matthew C. Byington · Sunnyvale, US
• Yousuf H. Vaid · Sunnyvale, US
• Jenna Yi · San Jose, US
• Christopher Sharp · Fort Myers, US
• Richard W. Heard · San Francisco, US

Key dates

• Filing date: Mar 29, 2022
• Grant date: Aug 6, 2024
• Expiry date: Mar 29, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/40
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A device implementing a user configurable direct transfer system may include at least one processor configured to receive, from an electronic device associated with a user account, a request to establish a type of transfer between a first account associated with an entity and a second account associated with the user account, the request including an entity identifier and a transfer type identifier. The at least one processor may be further configured to generate a transfer alias that is stored in association with the entity identifier, a second account identifier, and the transfer type identifier, and provide the transfer alias to the electronic device and a server associated with the entity to facilitate the type of transfer between the first account associated with the entity and the second account associated with the user account.