Token offline provisioning
US12058263B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 6, 2023 |
| Grant date | Aug 6, 2024 |
| Priority date | — |
| Expiry date | Jan 6, 2043 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2209/80
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A system and method are provided for generating access tokens on a user device rather than via a remote server computer. An access token can be generated on a second user device by combining and encrypting, with format preservation, a primary access identifier, variable value, and salt. The resulting value can be provided to a first user device that subsequently can provide the access token to an access device as a part of an interaction. The access device can generate an authorization request message that includes the access token and transmit the authorization request message to a remote server computer for processing. The remote server computer can process the access token to determine the primary access identifier despite not being involved in the generation of the access token, providing an improvement over conventional tokenization methods.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.