Using transaction data to present search results

US12067574B2 · kind B2 · utility

Assignee

• Block, Inc. · US

Inventors

• Mohsen Sardari · Redwood City, US
• Yi Li · Millbrae, US
• Kin Ho Lee · Toronto, CA
• Nic Kleene · San Francisco, US
• Ankit Dutta · San Francisco, US
• Pooja Choudhary · Redwood City, US
• Yibo Chen · Cupertino, US

Key dates

• Filing date: Jun 30, 2023
• Grant date: Aug 20, 2024
• Expiry date: Jun 30, 2043

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/40
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Using transaction data to present search results is described. A payment service computing platform may receive transaction data associated with users of a payment service, and may receive a search query from a payment application associated with the payment service and executing on a device of a user. The payment service computing platform may then determine, based at least in part on a portion of the transaction data associated with the user, a user risk metric associated with the user, may generate a list of entities based at least in part on the user risk metric, and may cause a user interface of the payment application to present at least a portion of the list of entities as a search result to the search query.