System and method for instant issue of personalized financial transaction cards
US12079788B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 25, 2023 |
| Grant date | Sep 3, 2024 |
| Priority date | — |
| Expiry date | Apr 25, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/02
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method for issuing a personalized financial transaction card including receiving customer information and card information from a customer at the branch location, the card information including a card PIN, inputting the customer information and at least some the card information into a data processing terminal at the branch, communicating the customer information and the card information across a network to a card services provider, entering the PIN into a PIN database, generating a reference number, storing the reference number and at least some of the customer data and card data in a card file, retrieving the PIN from the PIN database, using the retrieved PIN to apply calculations to the card file, securely sending the card file from the card services provider across the network to the branch location, and using information from the card file, printing the financial transaction card for the customer at the branch location.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.