Systems and methods for candidacy determinations and request processing while maintaining user data anonymity

US12086288B1 · kind B1 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Kevin C. Wylie · Midlothian, US
• David Shapiro · Arlington, US
• SrinivasRao Alaparthi · Elk Grove Village, US
• Kerry G. Fulcher · Chesapeake, US
• Jorge Murillo · Midlothian, US
• Daljeet Singh Sarna · Aldie, US
• Martin W. Dewey · Sandy Hook, US
• Tony George · Clarksburg, US
• Manish Srivastava · Frisco, US
• Morgan Organt · Washington, US
• Susanne Edmunds · Forest Meadow Mobile Home Park, US
• Benjamin Thomas Jones · Midlothian, US
• Kevin Gleaton · Lake Zurich, US
• Taylor Li · Cleveland, US
• Ramachandra Kancharla · Glen Allen, US
• Deepak Kumar SONI · Chantilly, US
• Kaushik Vakharia · Naperville, US

Key dates

• Filing date: Feb 16, 2024
• Grant date: Sep 10, 2024
• Expiry date: Feb 16, 2044

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0251
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A first system may receive first data of a user associated with a first identifier and second data of the user associated with a second identifier that exclude user identifying information from a first and second data source, respectively. A key may be received from a second system that associates the first and second identifier with a common identifier generated to preserve user anonymity at the first system. The key may be used to generate aggregated data for the user that includes the first and second data and is associated with the common identifier. The aggregated data may be processed to determine the user as a candidate for an offer set. The common identifier for the user is included in a candidacy list for the offer set, and provided to the second system to facilitate request processing associated with the presentation of the offer set to candidate users.