Refinancing tools for purchasing transactions
US12086878B2 · kind B2 · utility
0Cited by
25References
22Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Oct 31, 2023 |
| Grant date | Sep 10, 2024 |
| Priority date | — |
| Expiry date | Oct 31, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.