Patent · US Active

Marketing messages in mobile commerce

US12093911B2 · kind B2 · utility

0Cited by
26References
14Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 25, 2020
Grant dateSep 17, 2024
Priority date
Expiry dateMay 27, 2043

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F17/16
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A computer-implemented method of conducting wireless transaction includes receiving, using an antenna of a point of sale device, one or more electromagnetic signals from a mobile device of a customer. The electromagnetic signals are interpreted using a communications module of the point of sale device to determine information related to a financial account of the customer. Using a network interface of the point of sale device, a connection with an acquirer system is initiated. Using the network interface a packet of data including an authorization request is transmitted over the connection to the acquirer system. The packet of data includes the information related to the financial account, a merchant identifier, a date, and a transaction amount. An authorization code is received from the acquirer system using the network interface. An electronic receipt is transmitted to the mobile device using the network interface.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.