Methods and systems for provisioning consumer payment credentials to token requestors
US12093944B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Oct 16, 2020 |
| Grant date | Sep 17, 2024 |
| Priority date | — |
| Expiry date | May 7, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/36
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and systems for facilitating provisioning of consumer payment credentials to token requestors such as a digital wallet account or a merchant account are described. In an embodiment, a mobile device processor of a consumer mobile device running a token requestor application receives an indication of a selection by a consumer of an option to add a payment card to a merchant account, displays a list of issuer applications installed on the consumer mobile device that support pull provisioning on a display screen, and receives a selection of an issuer application and issuer application login information. The process also includes determining, by the mobile device processor, that the login information is correct, displaying a list of payment cards associated with the selected issuer application, receiving a selection of a payment card from the list of payment cards, and transmitting, while running the token requestor application, a push card message including payment card account credentials of the selected payment card to an issuer financial institution (FI) computer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.