Systems and methods for providing a user interface for facilitating personal payment transactions

US12093998B2 · kind B2 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Gagan Kanjlia · Ashburn, US
• Scott Zimmer · Charlotte, US
• Robert J. Larson · Havertown, US
• Alexander S. Wilson · Kennett Square, US
• Vishal Puri · Ashburn, US
• Jay F. Pober · Cherry Hill, US

Key dates

• Filing date: Sep 8, 2022
• Grant date: Sep 17, 2024
• Expiry date: Sep 8, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/01
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In some embodiments, one or more user interfaces for facilitating personal payment transactions may be provided. In some embodiments, one or more first interfaces may be generated for a payer to effectuate a personal payment transaction. A location of a user device associated with the payer may be obtained. Based on the obtained location of the user device, one or more suggested payees for presentation on the first interfaces may be provided. An indication of a selected payee (from the suggested payees) may be obtained from the payer via the first interfaces. Options to fund a personal payment to the selected payee may be provided for presentation on the first interfaces. One or more options for routing the personal payment associated with the personal payment transaction may be provided to the payer via the first interfaces.