Secure in-line payments

US12106300B2 · kind B2 · utility

Assignee

• PAYPAL, INC. · US

Inventors

• Prashant Jamkhedkar · Fremont, US
• Upendra Mardikar · San Jose, US
• Mark Wenger · San Francisco, US
• Mehul Asher · Mountain View, US
• Victor Chau · Palo Alto, US

Key dates

• Filing date: Apr 7, 2023
• Grant date: Oct 1, 2024
• Expiry date: Apr 7, 2043

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0641
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods and systems are provided for making secure financial transactions, such as purchase payments, using rich Internet applications (RIA) running an RIA runtime (also referred to as a platform or framework) on the user's smart phone or other mobile device. Embodiments differ from the usual way of re-directing a user from a third-party application and authenticating the user by providing secure in-line payments from a rich Internet application running on an RIA runtime. A system includes: a mobile device executing a rich Internet application running on an RIA runtime; a payment library communicating with the RIA runtime and a service provider, for which the payment library communicates with the service provider to authenticate the rich Internet application; and in response to authentication by the service provider, facilitates secure financial transactions via the rich Internet application.