Patent · US Active

Systems and methods for performing transactions with contactless cards

US12125027B2 · kind B2 · utility

0Cited by

251References

20Claims

0Family size

Assignee

CAPITAL ONE SERVICES, LLC · US

Inventors

Kaitlin Newman · Washington, US
Kimberly Haynes · Reston, US
Charles Nathan Crank · Rua Maria Anália, US
Andrew Cogswell · Midlothian, US
Colin Hart · Arlington, US
Jeffrey RULE · Chevy Chase Section Five, US
Lara Mossler · Farmville, US
Latika Gulati · Annandale, US
Abdelkader M'Hamed Benkreira · Washington, US
Sarah Cunningham · Arlington, US
Sophie Bermudez · Washington, US
Michael Mossoba · Great Falls, US
Wayne LUTZ · Fort Washington, US

Key dates

Filing date	Sep 28, 2021
Grant date	Oct 22, 2024
Priority date	—
Expiry date	Nov 16, 2041

Classification

Technology area (CPC H)Electricity
CPC primaryH04L2209/56
WIPO fieldDigital communication
WIPO sectorElectrical engineering

Abstract

Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.