Control tower for prospective transactions

US12130937B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Lila Fakhraie · Belmont, US
• Brian M. Pearce · Pleasanton, US
• Steven Pulido · San Francisco, US
• Benjamin Soccorsy · Larkspur, US
• James Stahley · San Francisco, US
• Mojdeh Tomsich · Piedmont, US

Key dates

• Filing date: Jun 28, 2019
• Grant date: Oct 29, 2024
• Expiry date: Jun 28, 2039

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04W12/33
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems, methods, and apparatuses for providing a customer a central location to manage permissions provided to third-parties and devices to access and use customer information maintained by a financial institution are described. The central location serves as a central portal where a customer of the financial institution can manage all access to account information and personal information stored at the financial institution. Accordingly, the customer does not need to log into each individual third-party system or customer device to manage previously provided access to the customer information or to provision new access to the customer information. A user additionally is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. Restrictions on how user data is used by devices, applications, and third-party systems can be imposed via a central portal.