Systems and methods for performing ATM fund transfers using active authentication
US12147957B2 · kind B2 · utility
0Cited by
21References
20Claims
0Family size
Assignee
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Key dates
| Filing date | Aug 30, 2022 |
| Grant date | Nov 19, 2024 |
| Priority date | — |
| Expiry date | Nov 28, 2042 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/40
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods for performing fund transfers at an automated teller machine (ATM) are disclosed. The systems and methods include using authentication transaction keys to enable a transferee device to facilitate an ATM withdrawal. The fund transfer is based on pre-defined ATM transaction parameters, which include an amount of funds for the transaction and a geographic limitation for an ATM at which the transaction may occur. Funds can be transferred in response to authentication of the authentication transaction key and confirmation that the ATM corresponds to the geographic limitation for the ATM.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.