Personalized transaction categorization
US12148047B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 26, 2021 |
| Grant date | Nov 19, 2024 |
| Priority date | — |
| Expiry date | Jun 15, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06N3/084
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A method performs personalized transaction categorization. A transaction record is received, by a server application. In a first stage, sparse raw features are extracted from a transaction record of a transaction and converted into a transaction vector including dense features. In a second stage, the transaction vector is classified into a customized chart of accounts using the dense features to generate adapter model output. The method further includes selecting, an account identifier, corresponding to the transaction record and to an account of the customized chart of accounts, using the adapter model output, and presenting the account identifier for the transaction record.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.