System and method for managing merchant terms and conditions applicable to a payment transaction
US12165146B2 · kind B2 · utility
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17Claims
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Key dates
| Filing date | Mar 31, 2021 |
| Grant date | Dec 10, 2024 |
| Priority date | — |
| Expiry date | Oct 3, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/405
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods are provided for managing a merchant's set of terms and conditions that are applicable to a payment vehicle transaction. When a chargeback for the payment vehicle transaction is initiated and disputed, the applicable set of terms and conditions can be transmitted to an issuer financial institution on behalf of the merchant as part of the dispute process.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.