Transaction retrieval, transaction matching, alert generation, and processing of dispute alerts
US12175528B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | May 1, 2023 |
| Grant date | Dec 24, 2024 |
| Priority date | — |
| Expiry date | May 1, 2043 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2463/102
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The subject matter disclosed herein provides methods for downloading chargeback records. For example, the method may include selecting a merchant from a first web portal associated with a first financial institution and providing first authentication information associated with the merchant and the first financial institution into the first web portal. The method may then include accessing, via the first web portal, first chargeback records for the merchant. Additionally, the method can include selecting the merchant from a second web portal associated with a second financial institution and providing second authentication information associated with the merchant and with the second financial institution into the second web portal. The second authentication information can be different than the first authentication information. Then, the method can include accessing second chargeback records for the merchant. Finally, the method can include downloading the first chargeback records and the second chargeback records to a database.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.