Scalable risk-based authentication methods and systems
US12177200B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 13, 2023 |
| Grant date | Dec 24, 2024 |
| Priority date | — |
| Expiry date | Sep 13, 2043 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/20
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
The disclosure describes a scalable, risk-based authentication system including a plurality of fraud monitoring engines configured to: analyze user data and organization data, and generate a set of risk factors based on the user data and the enterprise data; a risk aggregator in communication with the plurality of fraud monitoring engines configured to: receive the set of risk factors, and transform the set of risk factors into risk indicators; and an authentication engine configured to: receive the risk indicators from the risk aggregator, and generate an authentication plan for a requested activity based on the risk indicators and the requested activity.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.