Systems and methods for adjusting a dynamic discount
US12182831B2 · kind B2 · utility
0Cited by
17References
20Claims
0Family size
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Key dates
| Filing date | Apr 27, 2022 |
| Grant date | Dec 31, 2024 |
| Priority date | — |
| Expiry date | Apr 27, 2042 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/08
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Method, system, device, and non-transitory computer-readable medium for adjusting a dynamic discount. In one aspect, a computer-implemented method includes: receiving an enrollment request from a user associated with a vehicle for a vehicle insurance policy; issuing an initial discount to the user for the vehicle insurance policy at a first time; collecting trip data associated with a set of vehicular trips operated by the user with the vehicle, the trip data including telematics data and travel condition data; and dynamically updating the initial discount based at least in part upon the trip data as trip data are collected.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.