Systems and methods for tournament-based telematics insurance pricing
US12186669B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Feb 1, 2023 |
| Grant date | Jan 7, 2025 |
| Priority date | — |
| Expiry date | Feb 1, 2043 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0224
- WIPO fieldFurniture, games
- WIPO sectorOther fields
Abstract
A computer system for creating driving tournaments for users including a processor in communication with a memory device is provided. The processor may be programmed to: i) receive user data associated with a plurality of users, ii) generate, based at least in part upon the received user data, a driving profile including driving characteristics of each user, iii) match users based at least in part upon the driving profiles of the users, wherein a match occurs when driving characteristics of the driving profiles are substantially similar, iv) create a driving tournament for the matched one or more users, v) receive current vehicle telematics data and current mobile device data associated with the matched one or more users, and vi) determine, after the predetermined time period has ended, a winner of the driving tournament.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.